Terms of Use Policy
Effective Date: April 12, 2024
Thank you for visiting https://www.maspethfederal.com, the website ("Site" or this “Website") of Maspeth Federal Savings and/or its subsidiaries ("MFS"). Please read these terms and conditions carefully, as well as our Privacy Policies.
TERMS OF USE
Please read these terms and conditions carefully. By accessing this website, you agree to be bound by the terms and conditions below. These terms and conditions are subject to change. Any changes will be incorporated into the terms and conditions posted to this website from time to time. If you do not agree with these terms and conditions, please do not access this website.
USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages, and the terms, conditions and descriptions that appear, are subject to change without notice. You are bound by any such changes. You should, therefore, periodically visit these pages and review the then-current Terms and Conditions. Unauthorized use of, or tampering with, MFS sites and systems, including but not limited to unauthorized entry into our systems, misuse of passwords or misuse of any information posted on a Site, is strictly prohibited. Not all Site Offerings (as defined below), products and services are available in all geographic areas. Your eligibility for particular Site Offerings, products and services is subject to final determination by MFS and/or its affiliates.
REGISTRATION INFORMATION
You may be invited to register at the Site: (a) to help us tailor our services for your personal and business financial needs; (b) in order to participate in any of the sweepstakes, contests, and/or promotions (collectively “Promotions”) offered by us from time-to-time; and (c) to alert you to other products and services for you and/or your business (collectively, the “Site Offerings”). In registering for the Site Offerings, you agree to provide accurate, true, current, and complete information about you and/or your business as requested on the registration forms. As a convenience to you, a profile for you and/or your business may be created based on the registration information that you provide. This profile and any registration information you provide will be protected as described in our privacy policy.
PROMOTIONS
From time to time, MFS offers Promotions by and through the Site, as well as at its branch locations. By providing true and accurate information in connection with the applicable Promotion registration form(s) and agreeing to the “Official Rules” applicable to each Promotion, users can obtain, or attempt to obtain, a chance to win the prizes and other awards offered through each Promotion. Each user understands and agrees that MFS shall not be liable to such user or any third-party for any claim in connection with that user’s participation in any of the Promotions.
LIMITED LIABILITY
In no event shall Maspeth Federal Savings (MFS) be liable for any damages whatsoever, including any incidental, special, punitive, consequential, or indirect damages of any kind (including without limitation lost profits, cost of procuring substitute service or lost opportunity) arising out of or in connection with the site offerings, use of this site or a website that is linked to this website ("linked website"), or with the delay or inability to use the site offerings, this site or a linked website, even if MFS is made aware of the possibility of such damages. This limitation includes, but is not limited to, the transmission of any viruses, data or harmful code that may affect a user's equipment, any incompatibility between this site's files and the user's browser or other website accessing program, any failure of any electronic or telephone equipment, communication or connection lines, unauthorized access, theft, operator errors, or any force majeure event. MFS does not guarantee continuous, uninterrupted or secure access to the site offerings, this site or a linked site. The information, software, products and description of services published by and through the site offerings and/or on the site may contain inaccuracies, errors, problems or other limitations, and MFS specifically disclaims any and all liability for such inaccuracies and/or errors. Changes are periodically made to the information on the site and linked sites. MFS may make improvements or changes to the site at any time.
NO WARRANTIES
All site offerings, products, services and content made available by and through this site are provided "as is" without warranty of any kind, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, title, non-infringement. Maspeth Federal Savings does not warrant the accuracy, reliability, completeness or timeliness of the site offerings and/or any information made available by and through the site offerings and/or on this site. MFS specifically disclaims any duty to update the information on the site.
LINKS
Clicking on certain links within this Website or certain Linked Websites may take you to other Websites, or may display information on your computer screen from other Websites, which may not be maintained by MFS. Such Websites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to this Website. Links to other Internet services and Websites are provided solely for the convenience of users. A link to any service or Website is not an endorsement of any kind of the service or Website, its content, or its sponsoring organization.
Maspeth Federal Savings assumes no responsibility or liability whatsoever for the content, accuracy, reliability or opinions expressed in a website, to which this site is linked and such linked sites are not monitored, investigated, or checked for accuracy or completeness by MFS. It is the responsibility of the user to evaluate the accuracy, reliability, timeliness and completeness of any information available on a linked website. All products, services and content obtained from a linked site are provided "as is" without warranty of any kind, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, title, non-infringement.
CHILDREN
The Site and Site Offerings are not directed to children under the age of thirteen (13), and we request that these children do not provide Personal information through the Site. We do not knowingly solicit or collect personal information from children under the age 13, without parental consent.
CONFIDENTIALITY OF INFORMATION
MFS has taken reasonable steps to ensure the confidentiality of information taken at this Website and transmitted via the Internet. However, unexpected changes in technology may be used by unauthorized third parties to intercept confidential information and we cannot be responsible should confidential information be intercepted and subsequently used by an unintended recipient.
AVAILABILITY
The Site and Site Offerings are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. No software from this Site may be downloaded or otherwise exported or re-exported (i) into (or to a national or resident of) any of the countries listed in Country Group E: of Supplement No. 1 to Chapter 15, Part 740 of the Code of Federal Regulations, as same may be amended, including without limitation Cuba, Iran, North Korea, Sudan and Syria or any other country to which the U.S. has embargoed goods; or (ii) to anyone on the U.S. Treasury Department's Table of Deny Orders; or (iii) as otherwise prohibited by law. By downloading or using any software in connection with the Site Offerings and this Site, you represent and warrant that you are not located in, or a national or resident of, any such country or on any such list, or otherwise prohibited by law to download or export or re-export any such software.
GOVERNING LAW
Use of the Site and Site Offerings shall be governed by all applicable federal laws of the United States of America and the laws of the State of New York without regard to conflict of laws provisions. The state or federal courts located in the State of New York shall have exclusive jurisdiction over any claim arising out of or relating to these Terms and Conditions.
INDEMNIFICATION
You hereby agree to indemnify and hold Maspeth Federal Savings and Loan Association, and its association, and its affiliates and their respective shareholders, directors, officers, managers, employees and agents harmless for all claims, losses and expenses (including attorney fees and expenses) resulting from or in any way related to your access to or interaction with the Site Offerings and/or Site, including but not limited to violations of these Terms and Conditions. You shall use your best efforts to cooperate with us in the defense of any claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.
WAIVER AND SEVERABILITY
Any waiver of any provision contained in these Terms and Conditions shall not be deemed to be a waiver of any other right, term or provision of these Terms and Conditions. If any provision in these Terms and Conditions shall be or become wholly or partially invalid, illegal or unenforceable, such provision shall be enforced to the extent it is legal and valid and the validity, legality and enforceability of the remaining provisions shall in no way be affected or impaired thereby.