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Terms of Use Policy

Effective Date: December 10, 2018

Thank you for visiting https://www.maspethfederal.com, the website ("Site" or "This Website") of Maspeth Federal Savings and Loan Association and/or its subsidiaries ("MFS"). Please read these terms and conditions carefully, as well as our Privacy Policies.

TERMS OF USE

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. ANY CHANGES WILL BE INCORPORATED INTO THE TERMS AND CONDITIONS POSTED TO THIS WEBSITE FROM TIME TO TIME. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE.

USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages, and the terms, conditions and descriptions that appear, are subject to change without notice. You are bound by any such changes. You should, therefore, periodically visit these pages and review the then-current Terms and Conditions. Unauthorized use of, or tampering with, MFS's Sites and systems, including but not limited to unauthorized entry into MFS's systems, misuse of passwords or misuse of any information posted on a Site, is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by MFS and/or its affiliates.

REGISTRATION INFORMATION

You may be invited to register at the Site to help us tailor the Services for your personal and business financial needs, and to alert you to other products and services for you and/or your business. In registering for the services, you agree to provide accurate, true, current, and complete information about you and/or your business as requested by the registration screens. As a convenience to you, a profile for you and/or your business may be created based on the registration information that you provide. This profile and any registration information you provide will be protected as described in our privacy policy.

LIMITED LIABILITY

IN NO EVENT SHALL MFS BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL, OR INDIRECT DAMAGES OF ANY KIND (INCLUDING WITHOUT LIMITATION LOST PROFITS, COST OF PROCURING SUBSTITUTE SERVICE OR LOST OPPORTUNITY) ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS SITE OR A WEBSITE THAT IS LINKED TO THIS WEBSITE ("LINKED WEBSITE"), OR WITH THE DELAY OR INABILITY TO USE THIS SITE OR A LINKED WEBSITE, EVEN IF MFS IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES, DATA OR HARMFUL CODE THAT MAY AFFECT A USER'S EQUIPMENT, ANY INCOMPATIBILITY BETWEEN THIS SITE'S FILES AND THE USER'S BROWSER OR OTHER WEBSITE ACCESSING PROGRAM, ANY FAILURE OF ANY ELECTRONIC OR TELEPHONE EQUIPMENT, COMMUNICATION OR CONNECTION LINES, UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, OR ANY FORCE MAJEURE. MFS DOES NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THIS SITE OR A LINKED SITE. THE INFORMATION, SOFTWARE, PRODUCTS AND DESCRIPTION OF SERVICES PUBLISHED ON THE SITE, AND MFS SPECIFICALLY DISCLAIMS ANY LIABILITY FOR SUCH INACCURACIES OR ERRORS. CHANGES ARE PERIODICALLY MADE TO THE INFORMATION ON THE SITE AND LINKED SITES. MFS MAY MAKE IMPROVEMENTS OR CHANGES TO THE SITE AT ANY TIME.

NO WARRANTIES

ALL PRODUCTS, SERVICES AND CONTENT ON THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT. MFS DOES NOT WARRANT THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF ANY INFORMATION ON THIS SITE. MFS SPECIFICALLY DISCLAIMS ANY DUTY TO UPDATE THE INFORMATION ON THE SITE.

LINKS

Clicking on certain links within this Website or certain Linked Websites may take you to other Websites, or may display information on your computer screen from other Websites, which may not be maintained by MFS. Such Websites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to this Website. Links to other Internet services and Websites are provided solely for the convenience of users. A link to any service or Website is not an endorsement of any kind of the service or Website, its content, or its sponsoring organization.

MFS ASSUMES NO RESPONSIBILITY OR LIABILITY WHATSOEVER FOR THE CONTENT, ACCURACY, RELIABILITY OR OPINIONS EXPRESSED IN A WEBSITE, TO WHICH THIS SITE IS LINKED AND SUCH LINKED SITES ARE NOT MONITORED, INVESTIGATED, OR CHECKED FOR ACCURACY OR COMPLETENESS BY MFS. IT IS THE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, RELIABILITY, TIMELINESS AND COMPLETENESS OF ANY INFORMATION AVAILABLE ON A LINKED WEBSITE. ALL PRODUCTS, SERVICES AND CONTENT OBTAINED FROM A LINKED SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT.

CHILDREN

The Site is not directed to children under the age of thirteen (13), and we request that these children do not provide Personal information through the Site. We do not knowingly solicit or collect personal information from children under the age 13, without parental consent.

CONFIDENTIALITY OF INFORMATION

MFS has taken reasonable steps to ensure the confidentiality of information taken at this Website and transmitted via the Internet. However, unexpected changes in technology may be used by unauthorized third parties to intercept confidential information and we cannot be responsible should confidential information be intercepted and subsequently used by an unintended recipient.

AVAILABILITY

The Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. No software from this Site may be downloaded or otherwise exported or re-exported (i) into (or to a national or resident of) any of the countries listed in Country Group E: of Supplement No. 1 to Chapter 15, Part 740 of the Code of Federal Regulations, as same may be amended, including without limitation Cuba, Iran, North Korea, Sudan and Syria or any other country to which the U.S. has embargoed goods; or (ii) to anyone on the U.S. Treasury Department's Table of Deny Orders; or (iii) as otherwise prohibited by law. By downloading or using any software in this Site, you represent and warrant that you are not located in, or a national or resident of, any such country or on any such list, or otherwise prohibited by law to download or export or re-export any such software.

GOVERNING LAW

Use of the Site shall be governed by all applicable federal laws of the United States of America and the laws of the State of New York without regard to conflict of laws provisions. The state or federal courts located in the State of New York shall have exclusive jurisdiction over any claim arising out of or relating to these terms and conditions.

INDEMNIFICATION

You hereby agree to indemnify and hold Maspeth Federal Savings and Loan Association, and its association, and its affiliates and their respective directors, officers, managers, employees and agents harmless for all claims, losses and expenses (including attorney fees and expenses) resulting from or in any way related to your access of or interaction with the Site, including but not limited to violations of these Terms and Conditions. You shall use your best efforts to cooperate with us in the defense of any claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

WAIVER AND SEVERABILITY

Any waiver of any provision contained in these Terms and Conditions shall not be deemed to be a waiver of any other right, term or provision of these Terms and Conditions. If any provision in these Terms and Conditions shall be or become wholly or partially invalid, illegal or unenforceable, such provision shall be enforced to the extent it is legal and valid and the validity, legality and enforceability of the remaining provisions shall in no way be affected or impaired thereby.