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Business Checking

Our personalized checking option gives small and medium size businesses the tools needed to grow. With no minimum balance or service fees, this account is ideal for local business owners looking for high-quality service and support. Before you open an account, we encourage you to visit our FAQ page to review a list of required documentation and disclosures. 

  • No minimum balance requirement*
  • No per check charges or monthly service fees
  • Free Business Online Banking and Telephone Banking
  • Overdraft protection options
  • Free Debit MasterCard® equip with contactless technology
  • Free ATM Cards with access to over 80,000 surcharge-free ATMs within the Allpoint** and MoneyPass** networks and unlimited use of Maspeth Federal ATMs 
  • Easy to read monthly statements, including digital copies of your cancelled checks
  • Wire transfer services
  • Free checkbook binder

*A $500.00 deposit is required to open account, plus check printing charges and $1.00 is required to maintain the account. 

** While we don’t charge a fee for use at another Bank’s ATM, note that the other Bank might charge a fee. International fees may apply.

Overdraft Protection

Avoid costly fees, embarrassing delays and the hassle of returned checks with two convenient protection options. 

When you apply to pair your checking account with our protection program, you will be covered for up to $2,500 in the event of an accidental overdraft.

With this program, if a check comes in for payment and there is an insufficient balance in your checking account, the amount needed to cover the check will be transferred from your Statement Savings Account into your checking account to cover the check. No application or approvals required, simply visit your closest branch to set this up.

*Application and approval required. There is a $10.00 application fee. Overdraft limits will vary based on individual application. Repayment terms and conditions apply.

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