Effective Date: October 4, 2022
Maspeth Federal Saving & Loan Association ("MFS" or the "Bank") is dedicated to providing our customers with the highest level of security and privacy with regard to the collection and use of our online banking customers' personal and financial information, as well as that of all visitors to our web site. As we are in the digital age, MFS realizes that we will deal with sensitive financial information, and we will use our best efforts to ensure that all your information is protected and kept secure.
INTRODUCTION AND SCOPE
This Maspeth Federal Saving & Loan Association ("MFS") Digital Privacy and Cookies Policy ("Policy") applies to your interaction with Maspeth Federal Saving & Loan Association, at any online or mobile site or application that we own and control ("Site"), unless a different online and/or mobile policy is posted at a particular site, or is made available to you and by its terms supplants this Policy.
In addition to the terms of this Policy, you agree to the Terms and Conditions of the MFS website and the MFS U.S. Consumer Privacy Notice, which are posted on the MFS website. This Notice applies to U.S. customers and consumers as described, and applies to information collected.
AGREEMENT TO POLICY
By using this site or interacting with a MFS advertisement, page and/or account on a third-party site, you consent to this Policy, including your consent to our use and disclosure of information about you in the manner described in this Policy.
TYPES OF INFORMATION
MFS offers a variety of products that are available online and are also available through a mobile device. Information that we may collect about you through online interaction includes information that you input, such as your name, address, email address, other contact information; data resulting from your activity, such as transaction information; and location information. In addition, where you are selected as a potential prize winner in one of the sweepstakes and/or promotions (“Promotions”) offered by MFS from time-to-time, you may be required to provide: (a) your Social Security Number; and (b) picture proof of identification, which may include a driver’s license, passport, voting card or similar government issued identification.
Other Information we may collect online, is any information other than Personal Information that does not reveal your specific identity or does not directly relate to an individual, such as browser information, information collected through cookies, pixel tags and other technologies, demographic information, other information provided by you such as your date of birth or household income, and aggregated and anonymous data.
We may also gather additional information, such as the type of device and browser you are using, the IP address of your device, information about your device's operating system, and additional information associated with your device. We may also gather information collected through cookies, tags, and other technologies.
ABOUT "COOKIES" AND AD CHOICES ON THIRD PARTY SITES
Other parties that may collect information about your web browsing behavior when you use our Site are generally limited to service providers who may only use any information collected to provide services and marketing for us and not to provide services or advertising for any other party.
Note, however, that we also provide certain widgets or tools on our sites, such as tools that allow web surfers to easily share information on another platform, such as a social media platform. At other times, information from a third party may be embedded on our site, such as a map or information streaming from another site, including communications streaming from a third party social media platform.
COOKIES, ACCEPT OR REJECT
You may be able to set your browser to reject browser cookies. However, if you choose to reject cookies, you cannot access your accounts online with MFS. Therefore, if you set your browser options to disallow cookies, you will limit the functionality we can provide when you visit our Site. The latest versions of internet browsers provide cookie management tools, such as the ability to delete or reject cookies. We recommend that you refer to information supplied by browser providers for more specific information, including how to use these tools.
We will use any information we gather in a variety of ways including processing transactions such as a home loan request, confirming and verifying your identity, working to minimize and prevent personal fraud, working to improve your overall account security, responding to your requests and communicating with you, managing your specific preferences such as passwords and log in credentials, complying with and enforcing applicable legal requirements, marketing, managing your participation in our Promotions and for other purposes that we may disclose at the time you provide us with or we collect your personal information.
We may share information with service providers with whom we work, such as data processors and companies that help us market products and services to you. We may share information with additional third parties for purposes allowed by law including response to legal process. As applicable, please see the additional privacy policies referenced above, such as the MFS U.S. Consumer Privacy Notice, for more information on how we may share information with affiliates and third parties.
From our web pages, we do not knowingly collect personal information from individuals under the age of 13 without obtaining verifiable consent from their parents. We request that such individuals do not provide personal information through the services.
For more information about the Children's Online Privacy Protection Act (COPPA), visit the FTC website: www.ftc.gov.
POLICY UPDATES AND EFFECTIVE DATE
We reserve the right to update this policy at any time. You will be able to note the updated Policy by the revision dated noted on the Policy. All updates to the Policy will be effective when the policy is posted unless indicated otherwise. Your continued use of our site constitutes your agreement to this policy and any updates.