CDs & IRAs
Effective Date: Sunday, December 3, 2023
|Type||Minimum Balance||Interest Rate||APY (Annual Percentage Yield)|
|6 Month CD and IRA||$1,500.00||2.31%||2.35%|
|9 Month CD and IRA||$1,500.00||4.34%||4.50%|
|12 Month CD and IRA||$1,500.00||3.87%||4.00%|
|18 Month CD and IRA||$1,500.00||3.35%||3.45%|
|18 Month Wild Card IRA||$40.00||3.35%||3.45%|
|24 Month CD and IRA||$2,500.00||3.39%||3.50%|
|36 Month CD and IRA||$2,500.00||3.44%||3.55%|
|60 Month CD and IRA||$2,500.00||3.49%||3.60%|
Penalty for early withdrawal. CDs will automatically renew at maturity unless customer chooses otherwise. Rates and special offers may be withdrawn at any time and are subject to change without notice.
*13-Month CD Promo: Promotional APY is accurate as of December 3, 2023. Minimum Checking Account Balance of $2,500.00 is required to obtain the advertised APY on the CD account. If Checking Account Balance falls below $2,500.00 at any point during the term, the 5.50% APY and the rate will revert to 1.00% APY. After the promotional 13-month term ends, the Certificate of Deposit account will roll into a 12 month Certificate of Deposit and will be subject to the Interest rate as of that date. Offer may be withdrawn or modified without prior notice.