Other Account Services

  • ATM Banking

    We offer choices in ATM Banking. Choose the card that’s right for you and gain access to all of Allpoint's 55,000+ surcharge-free ATMs nationwide – and more!

    Plus, make convenient deposits at our envelope free ATMs. Just insert a check or up to 100 bills at once, and the ATM will do the rest – with no envelope or deposit slip to fill out. The receipt will have an image of the check or the denomination of the bills you deposited. It's an easier and friendlier ATM!

    Learn More

  • Telephone Banking

    Unlimited 24 hour access to your finances just by using your phone! Our Telephone Banking service lets you access certain account information and make simple transactions right from your home or office - or anywhere there's a touch tone phone – all at NO CHARGE!

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  • Direct Deposit

    Direct Deposit is a dependable and secure way to have a check instantly deposited into your account. This can be done with your Payroll check (if applicable), Pension, SSI, Social Security or Federal salary checks. If your account earns interest, another advantage with Direct Deposit is that you earn interest starting the first day your deposit is received.

    Direct Deposit is available with Passbook Savings Accounts, Statement Savings Accounts, Money Market Accounts and Checking Accounts.

  • Overdraft Protection

    Avoid costly return check fees, embarrassing delays and the negative effect a returned check has on your good standing payment history. Your checking account will be covered with up to $2,500 of Overdraft Protection. Use your good credit to qualify for this coverage. Ask us for your Overdraft Protection application today. There is a $10.00 set-up fee for this service. If this type of overdraft protection does not fit your particular needs ask us about our Statement Savings to Checking Account transfer program. With this convenient program if a check comes in for payment and there is not a sufficient balance available in your Checking Account, the amount needed to cover the check will simply be debited from the Statement Savings Account into your Checking Account to cover the check. The Statement Savings to Checking Account transfer service is provided for only a $5.00 fee and the fee is only charged when the overdraft transfer is actually used. Contact us for details.

  • Safe Deposit Boxes

    There are several box sizes available and all you receive is a simple annual bill. Contact us for box size availability and rental charges. Quantities are limited.

  • ETA Account

    Electronic Transfer Accounts (ETA) are a smart way for Federal Payment recipients to get their money. The ETA Account is used for electronic Direct Deposit of Social Security and other federal payments to individuals.

  • Collection of Funds

    If you're a Maspeth Federal Savings customer, or plan to be one, you can have your funds from another Institution collected and deposited into your account with us.

  • Wire Transfer Services

    Need to move money quickly? Stop by any Maspeth Federal Savings location to electronically transfer money between your Maspeth Federal account and another bank. Domestic Wire Transfer Service is available Monday-Friday 9:00AM-4:00PM. International Wire Transfer Service must be completed by 3:00PM.

    Read our Incoming Wire Transfer Instructions (PDF)
    Read our Outgoing Wire Transfer Instructions (PDF)

  • Check Services

    We offer Money Orders (up to $2,500), Tellers Checks ($250 or more), International Money Orders (up to $1,000), Travelers Checks and Gift Checks to Maspeth Federal Customers. Ask a Maspeth Federal Savings Customer Service Representative for details regarding fees and availability.

  • Payment of Utility Bills

    National Grid Gas bill payments are accepted at our Maspeth, Rego Park, Ridgewood and Forest Hills Branches. Con Edison bills can also be paid at our Maspeth, Rego Park, Ridgewood, Forest Hills and Fresh Meadows branches.

  • Bank-By-Mail

    If you are unable to come to the bank for any reason, we also provide the service of Bank-by-Mail. Most bank transactions can be done in this manner. Deposits and withdrawals are then logged in and your account is updated. Contact us for details.

  • Passbook Loans

    A passbook loan makes it possible for you to take a loan against your own savings account with us. And best of all, the repayment schedule is flexible to fit your needs.

  • Automated Coin Exchange Service

    You can turn in your loose coins for cash with Maspeth Federal Savings Automated Coin Exchange Service (ACES). And best of all this service is free of charge! (Available at all branch locations) for account holders only.

Disclosure Statements are available with complete information with regard to our current fees, terms and conditions.

IRA

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