Mortgage Loans

Are you looking for a mortgage with low rates and no points? Are you considering the purchase of a new home or condominium? Whether this will be a primary residence or an investment, we can help!

We'll be there with you every step of the way through the mortgage process and after your loan closes. This means personal service from your neighborhood savings institution - for the life of your loan.

Stop in or call our Loan Center for more information about any of our loan products or rates.

Please note: Our originations cover NY State.

  • Fixed Rate Mortgage

    A Maspeth Federal Savings Conventional Fixed Rate Mortgage allows you to plan your home loan budget over the life of the loan. That's because fixed rate mortgages give you the security of fixed principal/interest payments over the life of a loan, offering you protection against inflation or rising interest rates.

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  • First Time Homebuyer Program

    All first time home buyers purchasing a one family, two family or condominium to be used as the applicant's primary residence are eligible with a minimum 5% down payment.

    Please note: with a down payment of 5% to 19%, PMI will be required.

    All First Time Home Buyers will be eligible for a fixed rate mortgage loan on OWNER OCCUPIED, one and two family houses or condominiums with a .25% discount on Interest Rate.

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  • Refinancing Loan

    Take advantage of the equity you've built up in your home with a Maspeth Federal Refinancing Loan. A Refinancing Loan can mean money for almost any purpose, including medical expenses, college tuition, a summer home and much more. If you presently have a mortgage at Maspeth Federal or anywhere else, ask us about refinancing your loan.

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  • Automatic Loan Payment

    Let Maspeth Federal Savings pay your loan for you!

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Terms and rates subject to change without notice. No points on 1 to 4 family residential loans only. Interest rate information can be found on our rates page.