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Doing more is our standard.
Checking accounts that work for you.


We have checking account options you can brag about. Say hello to unexpected surprises and benefits.

Our Perks Checking Account comes with more discounts and more rewards. Plus, great money management tools and features to help keep you protected. Open an account at any branch and enjoy:

  • Discounts at local spots around NYC and the surrounding area
  • Rewards on gas
  • Cell phone protection
  • Road side assistance
  • Identity theft protection
  • Free Online Bill Pay
  • Send & receive money in minutes with Zelle®3

Offers From Brands You Love:

Apple, adidas, DoorDash, Foot Locker, Target, betterhelp

With our Interest Checking Account you'll earn interest on your account balance without the fees other banks charge. Open an account at any branch and enjoy:

  • Earning interest
  • Free access to MX Money Management tools
  • 24/7 FraudWatch® Monitoring
  • Overdraft protection options
  • Free Online Bill Pay
  • Send & receive money in minutes with Zelle®3

Current Rates

Effective Date: Saturday, May 25, 2024

Checking Rates

Minimum BalanceInterest RateAPY (Annual Percentage Yield)

The minimum balance shown is required to achieve the stated Annual Percentage Yield. All above Annual Percentage Yields are accurate as of today's date. Additional fees for check printing may apply. Rates are subject to change without notice. Above rates on non-term accounts may change after the account is opened. Applicable fees could reduce earnings on account. Please ask one of our customer service representatives for further information regarding the fees (if any), terms and conditions for the above-mentioned accounts. Disclosure statements are available at all branch locations. FDIC Insured.

Our Teen Checking Account is perfect for smart spending
and safe storing of your money. From birthday checks to paychecks, this account features convenient transfers, mobile and direct deposit, and so much more. This account is the ultimate way for parents to help teens spend and manage their money and get their first taste of freedom. Teen Checking will carry you all the way to your 18th birthday and then will automatically convert to a Perks checking account.1

• For teens 13 - 17
• No minimum balance2 or monthly maintenance fees
• Access to Online and Mobile Banking with parental monitoring
• A debit card and so much more

1When the child turns 18, the Teen Checking account will convert to a Perks Checking Account. The parents/guardians from the Teen Checking account will remain as a co-owner of the Perks Checking account unless removed. In order to remove the co-owner, both account owners will be required to visit a branch to complete a form to change account owners.


2$1.00 deposit is required to open account, plus check printing charges if any.

All of our checking accounts include:

  • No minimum balance1 or monthly service fees
  • 24/7 Online & Mobile Banking2 - access your money whenever you need it
  • Set card limits, alerts and lock your card through Card Valet

With these accounts, you’ll never have to sweat ATM fees again with access to 95,000 surcharge-free ATMs4 at popular stores like 7-Eleven, Walgreens, CVS, Rite Aid, and Target.

Find an ATM Near You

1A $1.00 deposit is required to open account, plus check printing charges if any.

2Must possess a valid social security number to use Mobile Banking or to view your account. Standard charges from your cell phone provider may apply for text messaging or Mobile Web access.

3Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

4While we don’t charge a fee for use at another bank’s ATM, note that the other bank might charge a fee. International fees may apply.

Standing by to help.

You can EMAIL US, visit our HELP CENTER, or call us at (718) 335-1300