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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

ACCOUNT SERVICES

Because managing your finances should be fast, easy and convenient.

For Your Convenience

Live Chat

Need to talk with a banker or mortgage lender? Use our digital chat tool, with your choice of audio, phone or text options.

ATM Banking

Access to surcharge-free ATMs worldwide. Just one way we make ATM banking a little easier.

Features & Benefits

  • Access to over 95,000 surcharge-free* ATMs within the Allpoint and MoneyPass networks, including participating ATMs at CVS, 7-Eleven, Target and Walgreens, plus unlimited use of MFS ATMs at no charge

  • Make deposits at any MFS ATM, up to 10 checks at a time or up to 30 bills**

Contact UsHours & Locations

*While we don’t charge you to use another bank’s ATM, other banks may charge a fee. International fees may apply.

**Request a receipt for an image of the check or denomination of bills deposited.

Check Services

As a Maspeth Federal Savings member, you get to take advantage of free check services, including money orders up to $2,500 and bank checks of $250 or more. 

Overdraft Protection

We’ve all been there. Avoid fees, delays and the hassle of returned checks. Choose from two convenient options.

Protection Program*

Paired with your checking account, our protection program ensures up to $1,000 in coverage for  accidental overdrafts.

Statement Savings to Checking Account Transfer Program

If a check comes in for payment and your balance can’t quite cover it, we’ll transfer the difference from your statement savings account into checking.** 

*Application and approval required. $55.00 application fee. Overdraft limits will vary based on individual application. Repayment terms and conditions apply.

**No application or approvals required. Just stop by your closest branch to set it up.

Wire Transfers

Need a fast, safe way to move money? Stop by any branch to transfer funds electronically between your account and any other bank across the state — or the world. 

Domestic wire transfer service is available Monday - Friday, 9:00am - 4:00pm. 

International wire transfer service is available Monday - Friday, 9:00am - 3:30pm.

Incoming Instructions / Domestic Wire Transfers

Wire funds to:
Maspeth Federal Savings
ABA: 221472792

For further credit to:

  • Customer’s Name
  • Customer's Account Number

Incoming Instructions / International Wire Transfers

Wire funds to:
JPMorgan Chase
Wire Transfer Dept.
4 New York Plaza 15th Floor
New York, NY 10004

SWIFT Code : CHASUS33
Beneficiary Name: Maspeth Federal Savings
Beneficiary Account Number : 33004374
For further credit to: Customer Name and Account Number

We reserve the right to ask for the purpose of a wire.

Fees may apply for outgoing wire transfers. Contact your local bank branch for details.

For Gifting

Maspeth Federal Savings Gift Cards

Need the perfect all-occasion gift? Purchase a Visa® gift card from us, and we'll waive the processing fee.

Features & Benefits

  • No processing fee for personal account holders
  • Use anywhere that accepts debit cards nationwide, at POS or online or over the phone1
  • Choose from a variety of designs and denominations from $10-$1,0002
  • Available with online gift card management
  • FDIC-insured when registered

1For domestic use only. Standard text messaging rates may apply.

2Non-reloadable pre-paid instrument.

Gift cards incur a $4.95 per month charge after 12 consecutive months of inactivity. Click here for full cardholder agreement.


For Saving

Coin Counting Service

Turn spare change into a small windfall for your savings account with our Automated Coin Exchange Service (ACES). 

  • Available free of charge to Maspeth Federal Savings members
  • Same-day cash ticket redemption required

Direct Deposit

A secure way to deposit paychecks or regular payments like pension or Social Security checks. Direct Deposit is available for members with Passbook, Statement Savings, Money Market or any MFS checking account.

Safe Deposit Boxes

Need a place outside your home to store valuables or confidential documents? Rent a safe deposit box at your local bank branch and enjoy a number of added benefits:

  • Security requiring two keys for entry and all members to sign in to access their boxes
  • Private rooms for viewing the contents of your safe deposit box
  • Choice of sizes* from 3"x 5" to 10" x 10"
  • Low rental fee deducted  annually from your checking or savings account
Contact Us

Contents are not FDIC-insured. Members should keep an inventory list of items stored in their boxes and are advised not to store cash.

*Quantities are limited, and sizes and rental charges vary by branch location. Contact us for details.

For Travel

Bank-by-Mail

Traveling for a bit? Use this free service to mail deposits or payments while you’re away. We'll process your transactions and mail back your receipts.*

*We are not responsible for lost mail. Please avoid sending cash. Passbooks must be sent with your transaction. Deposit/withdrawal slips may be picked up at your local bank branch.

Telephone Banking

Get free, unlimited 24/7 access to your finances from your phone. Just call (888) 558-1300 and follow the prompts.*

Features & Benefits

  • Check account balances and transaction histories
  • Transfer funds between accounts
  • Verify check payments and order checks
  • Request copies or place stop payments on checks
  • Report lost or stolen debit or credit cards

*If you have any problems accessing the system, please call your local bank branch during regular business hours.

Jump to a Product

Mobile Banking

Check balances. Transfer funds. Make free mobile deposits. Manage your money wherever life takes you. No surprise fees or monthly charges.

Learn More - Mobile Banking

Fee-Free Checking Accounts

Bank with us. Bank on bigger checking account benefits, including no monthly service fees.

Learn More - Fee-Free Checking Accounts
Routing Number #:
221472792
NMLS #:
410836
Find a surcharge-free ATM
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