How to Apply

Take the first step in property ownership, getting pre-approved for a mortgage. Pre-approval tells the seller you're a serious buyer and helps you stay on budget – even better if it's from a local bank you know and trust.

Looking to purchase a home or piece of property? Work with a plugged-in mortgage lender who knows the local market and can help you secure the right mortgage for your needs. Before you apply, how would you classify the property?

Owner-Occupied
If this will be your primary residence, what name(s) will the title be held in ?

Individual Name
Contract of Sale or Deed under Individual Name(s) only

Entity Name
Contract of Sale or Deed under Entity or Trust

Investment Property 
If this will NOT be your primary residence, what name(s) will the title be held in ?

Individual Name
Contract of Sale or Deed under Individual Name(s) only

You've earned it. Now leverage your home equity for home improvements or any other big expense you need to cover. All you need to apply is two or more years of payments on a Maspeth Federal Savings mortgage or a mortgage you've paid off.

Interested in a mortgage and want to know what documents you'll need? Got questions about down payment requirements?