APY = Annual Percentage Yield

1. 10 Month CD Special: Promotional Annual Percentage Yield is accurate as of October 1, 2025. A minimum CD balance of $1,500, and a minimum checking account balance of $2,500 are required to receive the promotional APY. If the checking account balance falls below $2,500 at any point during the term, the 5.00% APY will revert to 1.00% APY. After the promotional 10 month term ends, the Certificate of Deposit (CD) Account will roll into a 10 month certificate of deposit and will be subject to the interest rate as of that date. Early withdrawal penalties apply. Offer may be withdrawn or modified at any time without prior notice. Offer is limited to up to $2,000,000 CD aggregate balance per tax holder. Offer not available on internal transfers. Eligibility period is October 17, 2025 - October 18, 2025.
2. 7 Month CD Special: Promotional Annual Percentage Yield is accurate as of October 15, 2025. A minimum CD balance of $1,500, and a minimum checking account balance of $2,500 are required to receive the promotional APY. If the checking account balance falls below $2,500 at any point during the term, the 4.25% APY will revert to 1.00% APY. After the promotional 7 month term ends, the Certificate of Deposit (CD) Account will roll into a 6 month certificate of deposit and will be subject to the interest rate as of that date. Early withdrawal penalties apply. Offer may be withdrawn or modified at any time without prior notice. Offer is limited to up to $2,000,000 CD aggregate balance per tax holder. Eligibility period is October 15, 2025 - November 14, 2025.
3. Bonus/Account Information: This bonus offer is not available to existing Maspeth Federal Savings customers with an existing checking account, or those whose checking accounts have been closed within 180 days. Maspeth Federal Savings customers with an existing savings account are not eligible for the $400 bonus offer. You can receive only one new checking account opening related bonus per household. CODE / Coupon is good for one-time use. To receive the $300 bonus: 1) Open a new Maspeth Federal Savings Perks Checking or Interest Checking account, which is subject to approval,; AND 2) Have 3 qualifying direct deposits of at least $300 or more made to this account within 120 days of coupon enrollment. A qualifying deposit must be posted at least once a month. Eligible direct deposits include payroll, pension or government benefits (such as social security) from your employer or the government. Ineligible deposit include but are not limited to: Person to Person payments (such as Zelle), account transfers and wires, are not considered direct deposits. To receive the $400 bonus: You must complete steps 1 AND 2 listed above AND 3) Open your first Maspeth Federal Savings Statement Savings, Passbook Savings or Vault Savings account. AND 4) Deposit AND maintain a minimum of $100 for the 120 days offer period. After you have completed all of the above requirements, we'll deposit the bonus in your new checking account in the statement cycle following 120 days after enrollment. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer availability is subject to change and may be cancelled at any time without notice. Eligibility period is October 15, 2025 - December 15, 2025.