Mortgage Rates

The information and materials provided in this site have been provided by various sources and are intended to be current and accurate, however, we cannot warrant or guarantee them as such. The information and materials are subject to change without notice

Conventional Fixed Rate

Effective Date: Tuesday, August 4, 2015

TermPointsRateAPR*Monthly Payment Per $1,000.00 Borrowed
15 YearsNone3.25%3.262%180 monthly payments of $7.03

How To Apply

20 YearsNone3.50%3.510%240 monthly payments of $5.80
30 YearsNone4.00%4.007%360 monthly payments of $4.78

How To Apply

* APR= Annual Percentage Rate.

Available for loan amounts below $1,000,000 for 1 to 4 family properties and condominiums only. Rates for loan amounts of $1,000,000 and above will be determined by the Bank. Loans over $500,000 on one family homes must be owner occupied. Up to 75% loan to value for purchases, 70% loan to value for refinances.

$350.00 Non-refundable application fee is required on all mortgage loans. 25% down payment required (except for first time home buyers - ask us for details). Terms and rates are subject to change without notice. Rates are for informational purposes only and are not binding until a formal commitment has been issued. Maspeth Federal Savings is an Equal Housing & Equal Opportunity Lender.

Combined Loan to Value 70% (Maximum Loan Amount $750,000.00).



First Time Home Buyers

All First Time Home Buyers will be eligible for a fixed rate mortgage loan on owner occupied, one and two family houses or condominiums with a 20% down payment. Maspeth Federal Savings is an Equal Housing & Equal Opportunity Lender.

How To Apply