Summer Travel Tips
Jun 20, 2021
As more Americans resume their travel plans—across the globe or beyond state lines, Maspeth Federal Savings and the Independent Community Bankers of America (ICBA) remind consumers that advanced planning can help alleviate travel-related stressors, maximizing your enjoyment regardless of how long or how far you venture.
Consider these 12 tips before you depart on your next trip:
- Inform us of your travel plans to avoid account holds or transaction rejections when unusual transactions are presented for processing or posted. MFS customers can do so conveniently through online banking. See here for instructions.
- Ensure you have a chip-enabled card or contactless card, particularly if your travel plans take you overseas where chip technology is becoming a prerequisite for card acceptance. If you already have an MFS debit or credit card, you’re good to go!
- Carry multiple cards with you so you have a backup. Families or couples may get even greater backup coverage if each person takes a different card.
- Create transaction alerts for credit and debit cards. If you suspect your information has been compromised, contact your bank and credit card provider as soon as possible. A simple way to protect & monitor your card is by using Card Valet within your MFS mobile banking app where you can set alerts, lock your card and more.
- Bring a list of emergency phone numbers, including contact information for your bank if you are out of the country.
- Inquire about special features like travel accident insurance and traveler’s assistance. If you have an MFS Perks Checking account, these benefits are available to you at no extra cost!
- Know the limits on how much you can withdraw and save your receipts.
- Choose an ATM that offers no fees. With an MFS debit or ATM card you can take advantage of thousands of surcharge-free ATMs within the Allpoint® & MoneyPass® Networks when travelling domestically to avoid paying fees if you’re in need of extra cash throughout your trip.
- Thoroughly check any ATMs that you use. Examine the card reader for signs of tampering. When in doubt, choose another terminal.
- Lock away valuables such as passports, backup credit cards, copies of financial information, and extra cash in your hotel safe.
- Use social media with care. Posting your pictures or whereabouts during travel could leave you susceptible to home invaders.
- Monitor charge activity. Review purchases and ATM withdrawals with your bank and credit card companies when you return home.